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C. Swarnalatha
T. Vetrivel
P. Vijayalakshmi


During the most recent decade of the last century, India has experienced real remodels in the field of financial advancement and liberalization. Subsequent to this change, to adapt up to the developing economy, the banking segment needed to assume a noteworthy job in the improvement and foundations of new business prospects all through the nation.
The presence of the banks for insignificant keeping of the assets from the client has ended up being the loaning asset. Getting of assets and stores has no dangers where as loaning of credits dependably immerse enormous risk factors. Non-performing assets establish a noteworthy arrangement of banks portfolio and consequently are an inescapable weight on the banking industry.
The Net loss faced by 20 public sector banks (PSB) was Rs.16272.34 crore at the end of financial year 2015-2016. Non-performing Assets or awful advances now and again have ruptured resilience dimension of Reserve Bank of India that could result in brief restorative activity. The Research paper examinations the origination of the Non-Performing Assets (NPA) as far as significance, causes and remedial measures and strategic exercises which should be taken for limiting the Non-Performing Assets in Indian Banks.

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[1] Chaitanya V Krishna (2004), Causes of Non-performing Assets in Public Sector Banks. , Economic Research, 17 (1): 16-30.